The World Economic Forum reports that globally, small to medium-sized businesses have one major pain point: dealing with their finances and ensuring appropriate funding. Due to the complexity and low scale that characterize most small business funding needs, traditional lenders such as banks often find extending credit too costly. The global financial crisis of 2007-2008, combined with greater regulatory compliance costs have made it even more difficult for small businesses to access funding. Some hope since the crisis has come in the form of innovative and disruptive financial technologies, particularly for trade finance. One of the most promising for trade finance is Blockchain.